That was Mark and Natalie’s mantra when they opened Magical Credit in 2014 as a private lender specializing in poor credit and low-income loans. We put our faith in those whom traditional lenders consider being high-risk applicants because we don’t believe that poor credit history is a fair way to judge the contents of a person’s character.

Over the past few years, that faith has been rewarded with blossoming success. We’ve even been nominated for a prominent FinTech Award for our groundbreaking online application system. As a private lender, we’re able to cater to a diverse range of clients that are often overlooked by banks, financial institutions and payday loan companies – and we can do it our own way.

At a time where the process of applying for a cash loan is more complex than ever, the only thing magical about Magical Credit is how we’re bringing back a simpler, straight-forward approach to lending.

At Magical Credit, we don’t believe in making our clients jump through hoops to qualify for a loan. We approve our clients based on their fixed monthly income – that’s it! We specialize in offering bad credit personal loans, and loans to low-income earners, including people on government subsidies and pensions. We like to keep it simple, and give our clients the cash they need, fast. Our application process is simple and only takes a few minutes of your time.

Owned By: Mark and Natalie Bell of Toronto, ON

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Last Verified May 7, 2021

Services:

  • Short Term Loans
  • Government Subsidies

Opening Hours

Monday

8:00 am - 5:00 pm

Tuesday

8:00 am - 5:00 pm

Wednesday

8:00 am - 5:00 pm

Thursday

8:00 am - 5:00 pm

Friday

8:00 am - 5:00 pm

Saturday

CLOSED

Sunday

CLOSED

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